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Member Rates

Our Current Rates Are:

Accounts :: Money Market :: CDs :: IRA CDs :: Loans :: Credit Cards


Accounts

Effective July 1, 2010

Type of Account APY1
Share Savings Account 0.40%
Club Savings Account 0.40%
IRA Savings Account 1.00%

1APY=Annual Percentage Yield




Money Market Accounts

Effective April 1, 2010

Amount APY1
$2,500.00 - $10,000.00 0.50%
$10,000.01 - $25,000.00 0.75%
Over $25,000.00 1.01%

1APY=Annual Percentage Yield




Certificates of Deposit

Effective June 11, 2010

Type of Account Length APY1
$1,000.00 6 Months 1.00%
$10,000.00 1 Year 1.00%
$100,000.00 and over 2 Years 1.76%

1APY=Annual Percentage Yield




IRA Certificates of Deposit

Effective July 1, 2010

Type of Account Length APY1
$5,000.00 1 Year 1.25%
$5,000.00 2 Years 1.66%
$10,000.00 3 Years 1.76%

1APY=Annual Percentage Yield




Loans

Effective April 1, 2010

Type Rate
Secured Loans From 4.50% to 10.49%
Unsecured Loans From 10.45% to 15.45%
“Special Loans” 18.00%



Credit Cards

Effective April 1, 2010

Type Rate
Visa Classic Card 11.90%
VISA Gold 9.90%


 
NOTE: HCA Federal Credit Union will never contact you by phone, fax or email to request information such as your account number, visa card number, social security number, date of birth, or any such thing. Keep yourself safe. Be careful in giving this information to anyone contacting you by these methods.
   
 
   
NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
 
We do business in accordance with
the Federal Fair Housing Law and
the Equal Credit Opportunity Act.